Media

Our experience and expertise — which are needed to analyze and assess the wide range of media risks and develop innovative solutions — are the foundation of our media liability coverage.

Coverage

As the public’s appetite for content increases, so do the exposures for all types of media outlets. Expanding and diversified communications and technology also drive the need for sophisticated media liability products. To meet media clients’ varying needs, we offer product solutions for a wide range of media, music and production outlets.

Media Liability Coverage

  • Coverage is written on an occurrence basis
  • Option for defense costs within the limit of liability or outside the limit of liability.
  • Worldwide occurrence coverage capabilities
  • Coverage available on admitted paper in all states
  • $15 million available capacity
  • Primary and follow-form excess capabilities

 In addition, we offer a range of options to complement your base coverage:

  • Broad form errors or omissions with no exclusion for bodily injury or property damage arising from the content of matter in scheduled media
  • Professional services liability coverage
  • Network security and privacy
  • Reporter’s shield
  • Technology services liability coverage
  • First amendment defense coverage
  • Subpoena defense costs reimbursement coverage

Music Liability Coverage

  • Worldwide claims-made coverage capabilities, defense costs within the limits of liability
  • $5 million available capacity
  • Primary and follow-form excess capabilities
  • Coverage is available on a non-admitted basis in all states

In addition, we offer a range of options to complement your base coverage:

  • Professional services liability, providing coverage for scheduled ancillary professional services of the insured for others
  • Merchandising, providing coverage for the use or licensing, and related promotion, by the insured of property rights relating to and arising from the sale of goods or services relating to the insured’s work
  • Personal appearance, providing coverage for live personal appearances and performances by the insured
  • Music library, providing coverage for all of the insured’s music works

Producer Plus™ Liability Coverage

  • Coverage is written on an occurrence basis
  • Coverage available on admitted paper in all states
  • $5 million available capacity
  • Technology services liability coverage
  • Media and advertising liability
  • Broad form errors or omissions—no exclusion for bodily injury or property damage arising from the content of matter in scheduled media
  • Professional services liability, providing coverage for scheduled professional services of the insured on an occurrence basis
  • Merchandising, providing coverage for the use or licensing, and related promotion, by the insured of property rights relating to and arising from scheduled media in connection with the sale of goods or services
  • Declaratory relief action, which broadens definition of loss to include fees, costs and expenses incurred by the insured to initiate a declaratory relief action
  • First Amendment defense coverage, providing defense coverage for claims arising from a First Amendment restraint against the insured
  • Subpoena defense costs reimbursement, providing coverage for defense costs incurred in responding to a subpoena relating to scheduled media

Appetite

We are a market for small- to medium-size business and music risks with revenue up to $750 million and producers of motion pictures with budgets under $100 million. Eligible risks include:

Media- newspaper and magazine publishers, book publishers, radio, TV and cable broadcasters, advertising agencies, advertisers, web-based media including content providers, radio, film and TV producers, authors, multimedia companies and public appearances.

Music- music publishers, recording companies, music artist, composers, songwriters and distributors.

Producer- producers of movies, TV series, pilots, specials, commercials and infomercials, producers of documentaries and training/industrial/educational films, music videos, radio program producers, theatrical stage productions.